Why it's Important to Pre-Qualify

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It can be helpful to see a mortgage professional early, even before you have determined the kind of home to look for. What for? Maybe it is difficult to understand how we can help even before you start to negotiate.

We Can Help You Pre-Qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. We accomplish this by reviewing your debts and income, your employment and housing situations, your available funds for down payment, required reserves, and some other things. It is a short, thorough process with minimal risks for papercuts.

We give you a Pre-Qualification Letter once you qualify, that documents that we're confident you'll qualify for a predetermined amount of mortgage loan dollars.

Pre-Qualification Power

Once you locate the house that catches your eye, and you decide to put together an offer, being pre-qualified for a mortgage will do a number of things. The first is that you can be sure what you will be able to afford when calculating your offer. Even more important to the seller of the house, your pre-qualification status gives them certainty - as if you had arrived at their home with a suitcase of cash to make the offer! They won't need to worry that that they are wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you pre-qualify

We will help you see how much of a mortgage you can afford, and how much money you can borrow, by taking you through the pre-qualification process. In this process, we calculate your borrowing potential - reviewing your employment, money available for down payment, debts, income, and other circumstances. We will require a minimum amount of paperwork, with a short, basic process.

One on one

You can certainly use the calculators on this site to get an idea of how much mortgage you will be able to afford - but it's also important to meet with us. That way, we'll help you get your pre-qualification letter. Then, we will make sure we have selected the right mortgage program for your situation. Contact us at 2037296681 to get started.

Have questions about pre-qualifying? Call us at 2037296681. It's our job to answer pre-qualification questions, so we're happy to help!