When to Speak to Your Mortgage Pro About Pre-Qualifying
Are you looking for a mortgage loan? We'll be glad to answer your questions about your mortgage needs! Give us a call today at (203) 729-6681. Want to get started? Apply Here.
It's valuable to consult with your mortgage loan professional as soon as possible — even before you've begun narrowing down neighborhoods. What for? It might be hard to fathom the way we could help even before you start to calculate your offer.
We Can Help You Pre-Qualify
We can help you calculate how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. The process outlines your financial situation - your debt, income, career, and cash available for down payment, among other things. It's short and to the point; We take pride in keeping the paperwork to a minimum.
Once you are determined to be eligible, we will prove our confidence in your ability to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").
Several beneifits open to you once you have found your dream house, and have achieved pre-qualification power. First of all, you have some concrete numbers in mind, as the total you can borrow.
Even more important to the present owner, your pre-qualification status gives them confidence - as if you had come into their house with a bag of cash to make the offer! They will not need to be concerned they're wasting their time if you don't have the ability to qualify for a big enough mortgage loan. The seller won't worry if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount will not be something for them to be concerned about. You'll have the clout of a buyer ready to make the purchase right now!
We will help you with your pre-qualification
We can help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through the pre-qualification process. In this process, we calculate your capacity to borrow - looking at your employment, money available for down payment, debt, income, and other areas. It's quick and to the point; and we keep the paperwork light.
While you are able to use our mortgage calculators on our website, it's a good idea to meet with one of our mortgage professional team members. For one thing, you'll need a Pre-Qualification Letter! Then, we will make sure we have the ideal mortgage program for you. Let us help you get started: Contact us at (203) 729-6681.
Have questions about pre-qualifying? Call us at (203) 729-6681. Amity Mortgage LLC answers pre-qualifying questions every day.