Why it's Important to Pre-Qualify

Shopping for a mortgage? We can assist you! Give us a call at 2037296681. Want to get started? Apply Now.

It is helpful to consult your mortgage loan professional as soon as possible — even before you have started to consider neighborhoods. What for? Maybe it is hard to understand the ways we could help even before you start to calculate your offer.

Pre-Qualify

We will help you find out the loan amount you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. We achieve this by reviewing your income and debts, your work and housing circumstances, the funds available for a down payment, required reserves, and other considerations. We will require a minimum amount of paperwork, and avoid a lengthy process.

We'll give you a Pre-Qualification Letter after you qualify, that documents that we are confident you'll qualify for a specific amount of mortgage loan dollars.

Pre-Qualification Power

After you locate a house that is ideal for you, and you want to put together an offer, being pre-qualified for a mortgage loan will do several things. First, you have some general numbers in mind, as the total you will qualify for with your loan. Even more important to the current owner, your pre-qualification letter gives them confidence - as if you'd entered their house with a big box of cash to make the offer! They won't need to worry that they are wasting their time if you will not have the ability to qualify for a big enough mortgage. The seller of the home won't be concerned that he can't count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to lose sleep over. You'll have the sway of a buyer ready to make the deal right now!

We will help you with your pre-qualification

When we pre-qualify you, we help you find out the amount you can afford in mortgage payments you can fit in your budget, and how much we of a loan you can qualify for. We accomplish this by reviewing your income and debts, your employment and residence circumstances, your funds available for down payment, required reserves, and other considerations. It's a quick, thorough process with minimal risks for papercuts.

One-on-One

You can certainly use the calculators here on this website to get an idea of how much mortgage you'll be able to afford - but it's also valuable to talk with us. That way, we will be able to help you get your pre-qualification letter. For another thing, we might be able to find a different mortgage loan option that is a better fit for you. Contact us at 2037296681 to get started.

Have questions about pre-qualifying? Call us at 2037296681. We answer pre-qualification questions every day.

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Amity Mortgage LLC

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185 Meadow St
Naugatuck, CT 06770