The Importance of Pre-Qualifying

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It is valuable to consult your mortgage professional as soon as possible — even before you've started to research neighborhoods. What for? Maybe it's hard to fathom the ways in which we could help even before you start to talk about prices and negotiations.

We Will Help You Pre-Qualify

We can help determine how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by walking you through the pre-qualification process. In this process, we look at your borrowing power - looking at your job, available money for down payment, debts, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.

We award you a Pre-Qualification Letter if you qualify, which says that we are confident you can qualify for up to a certain amount of mortgage dollars.

Power in the Pre-Qual

Various beneifits open to you when you find your new house, and have pre-qualification. The first is that you can be sure what you'll be able to afford when calculating your offer. Of greater importance to the current home owner, your being pre-qualified is like your having entered their house with a suitcase full of cash ready to purchase the home! They won't need to worry that that they are wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. They have a virtual guarantee to trust your buying power.

We help with your pre-qualification

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can fit in your budget, and how much we of a loan you will qualify for. The process outlines your finances - your debt, income, employment, cash available for down payment, among other things. We will require a minimum amount of paperwork, with a quick process.

One on one

While you are encouraged to benefit from our tools to calculate mortgage variables on this site, it is essential to sit down and talk with one of our mortgage professional team members. We can walk you through your pre-qualification letter. Then, we will make sure we have found the ideal mortgage loan program for your situation. Contact us at 2037296681 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 2037296681. It's our job to answer pre-qualification questions, so we're happy to help!