Why it's Important to Pre-Qualify

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It is helpful to consult your mortgage professional early — even before you have started to consider neighborhoods. What for? It might be hard to fathom the ways in which we can help even before you start to calculate your offer.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and the loan amount you can qualify for. The process walks you through your finances - your debts, income, employment, and down payment money, among other things. It's quick and to the point; We take pride in keeping the paperwork to a minimum.

When you qualify, will present to you what's called a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), which states that we are working with you to find the best mortgage to fit your situation and that we're confident you'll qualify for a loan up to a specific amount.

Power in the Pre-Qual

With your pre-qualification letter, a number of advantages fall at your feet at the point you find the house you want to put together an offer for. The first is that you'll be sure the amount you can afford when putting together your offer. Being pre-qualified also will make your offer look even better to the seller, as if you were bringing them a big box of cash! They won't have to be concerned that they are wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't be something for them to be concerned about. You have the clout of a buyer ready to make the purchase on the spot!

We will help you with your pre-qualification

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and how much we of a loan you can qualify for. We do this by considering your income and debts, your work and housing situations, your available funds for down payment, required reserves, and other financial considerations. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

While you are able to try our mortgage calculators on this website, it's essential to meet with one of our mortgage professional team members. We can walk you through your pre-qualification letter. For another thing, we could locate a different mortgage choice that is a better fit for you. Let us help you get started: Call us at 2037296681.

Have questions about pre-qualifying? Call us at 2037296681. Amity Mortgage LLC answers pre-qualifying questions every day.