When to Talk to Your Mortgage Professional About Pre-Qualification

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It is valuable to consult your mortgage professional as soon as possible — even before you've started to consider neighborhoods. Why? What can we do for you if you have not made an offer, and do not yet know the amount you need to borrow?

We Can Help You Pre-Qualify

We will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. During the process, we explore your borrowing capacity - looking at your employment, money available for down payment, debts, income, and other areas. We require a minimum amount of paperwork, with a short,basic process.

We will award you a Pre-Qualification Letter after you qualify, which states that we are confident you will qualify for a predetermined amount of mortgage dollars.

Buying Power

A number of advantages open to you after you've found your new house, and have achieved pre-qualification. The first is that you'll be sure what you can afford when calculating the offer. Your pre-qualification also will make your offer more attractive to the seller, like you were bringing them a big box of cash! They will not need to be concerned that they have been wasting their time if you won't be able to have the ability to qualify for a high enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount won't be something for them to fret over. They have a virtual guarantee that they can trust your buying power.

We help with your pre-qualification

Our mortgage professionals will help you find out the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. We do this by analyzing your debts and income, your employment and housing circumstances, your available funds for a down payment, required reserves, and some other things. It's short and basic; and we keep the paperwork to a minimum.

One on one

While you are encouraged to try our tools to calculate mortgage variables on our website, it's a good idea to meet with one of our mortgage professional team members. We can begin getting your pre-qualification letter. Next, we can consider your mortgage program choices to make sure you are in the right one. Let us help you get started: Contact us at 2037296681.

Have questions about pre-qualifying? Call us at 2037296681. It's our job to answer pre-qualification questions, so we're happy to help!