Why Pre-Qualify?

	In the market for a mortgage? We can assist you! Give us a call today at 2037296681. Want to get started? Apply Online Now.

Even if you haven't narrowed down homes to visit yet, it is important to contact your mortgage loan professional early. Why? Perhaps it is difficult to fathom how we can help even before you start to calculate your offer.

We Will Help You Pre-Qualify

We will help you calculate how much of a mortgage loan you can afford, and how much money you will be able to borrow, by taking you through pre-qualifying. In this process, we look at your borrowing power - reviewing your earning status, available money for down payment, debt, income, and other areas. We require a minimum amount of paperwork, and avoid a lengthy process.

Once you are considered eligible, we document our confidence in your capacity to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qualification Power

When you find a house that is right for you, and you want to make an offer, being pre-qualified for a mortgage will do several things. First, it helps you know the amount that you're able to offer. Even more important to the present owner, your pre-qualification gives them confidence - as if you had entered their house with a suitcase of cash to make the offer! They won't have to be concerned they have been wasting their time if you can't be able to qualify for a big enough mortgage. The seller of the home won't worry if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You will have the sway of a buyer ready to make the deal on the spot!

We help with your pre-qualification

We can help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. During this process, we calculate your capacity to borrow - analyzing your employment, available money for down payment, existing debt, income, and other circumstances. It's short and to the point; and we keep the paperwork to a minimum.

Face to Face

You can always use the mortgage calculators on our website to get an idea of how much mortgage you'll be able to afford - but it's also valuable to meet with us. We can work toward your pre-qualification letter. Then, we can make sure we have selected the best mortgage loan program for your situation. We're waiting to hear from you: call us at 2037296681.

Have questions about pre-qualifying? Call us at 2037296681. Amity Mortgage LLC answers pre-qualifying questions every day.