When to Speak to Your Mortgage Professional About Pre-Qualifying

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It is valuable to consult with your mortgage professional early — even before you've started to consider neighborhoods. What for? It may be difficult to understand how we could help even before you start to calculate your offer.

We Can Help You Pre-Qualify

We can help you determine how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. During the process, we determine your borrowing power - analyzing your employment, available money for down payment, debt, income, and other circumstances. It's quick and basic; We take pride in keeping the paperwork to a minimum.

When you are considered eligible, we document our confidence in your potential to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Power

When you locate a house that catches your eye, and you want to put together an offer, being pre-qualified for a mortgage will do a number of things. The first is that you will be sure the amount you can afford when determining the offer. Being pre-qualified also will make your offer more attractive to the seller, as if you were bringing them a suitcase full of cash! They will not need to wonder if they're wasting their time if you will not be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed loan amount will not be something for them to lose sleep over. You have the capability to back your offer up.

We help with your pre-qualification

We can help you see how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by taking you through the pre-qualification process. In this process, we determine your borrowing capacity - reviewing your employment, money available for down payment, debt, income, and other areas. It's short and to the point; and we keep the paperwork to a minimum.

One-on-One

While you can try our tools to calculate mortgage variables on our site, it's a good idea to sit down and talk with us. That way, we will be able to help you get your pre-qualification letter. Then, we will make sure we have the right mortgage loan program for your situation. We are eager to meet with you: call us at (203) 729-6681.

Have questions about pre-qualifying? Call us at (203) 729-6681. It's our job to answer pre-qualification questions, so we're happy to help!

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