The Importance of Pre-Qualification

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It is important to consult with your mortgage professional early — even before you have started researching neighborhoods. Why? If you don't yet know how much house you want to qualify for, how could we help?

We Can Help You Pre-Qualify

We can help you calculate how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. The process leads you through your financial situation - your debt, income, career, and cash available for down payment, among other things. We require a minimum amount of paperwork, with a short,basic process.

We will give you a Pre-Qualification Letter after you qualify, that says that we're confident you'll qualify for a specific amount of mortgage loan dollars.

Power in the Pre-Qual

Several advantages open to you when you find your dream house, and have achieved pre-qualification power. The first is that you'll know the amount you'll be able to afford when determining the offer. Of greater importance to the existing home owner, your pre-qualification is like your having walked into their house with a suitcase full of cash ready to purchase the home! They need not worry that they have been wasting their time if you will not be able to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to fret over. You have the ability to back your offer up.

We help with your pre-qualification

We can help you calculate how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. We accomplish this by analyzing your debts and income, your work and residence circumstances, the available funds for a down payment, required reserves, and other financial considerations. It's a quick, thorough process with minimal risks for papercuts.

Face to Face

While you are able to try our tools to calculate mortgage variables on this website, it's a good idea to meet with us. We can walk you through your pre-qualification letter. Then, we can make sure we have chosen the right mortgage loan program for you. Contact us at (203) 729-6681 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at (203) 729-6681. We answer pre-qualification questions every day.

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