In the market for a new mortgage loan? We will be glad to help! Call us at (203) 729-6681. Ready to get started? Apply Here.
Even if you have not picked out homes to view yet, it can be important to see your mortgage pro early. Why? If you don't yet know how much home you need to qualify for, how can we help?
We can help you see how much of a mortgage you can afford, and how much money you can borrow, by taking you through the pre-qualification process. During the process, we look at your capacity to borrow - reviewing your earning status, available money for down payment, existing debt, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.
We'll give you a Pre-Qualification Letter when you qualify, which says that we're confident you can qualify for a predetermined amount of mortgage loan dollars.
When you locate a house that meets your needs, and you decide to put together an offer, being pre-qualified for a loan will do several things. First, it lets you know the amount that you're able to offer.
Being pre-qualified will also make your offer more attractive to the home seller, as if you were bringing them a bag full of cash! They will not need to wonder if they are wasting their time if you will not have the ability to qualify for a big enough mortgage loan. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. You have the capability to back your offer up.
We will help you with your pre-qualification
When we pre-qualify you, we help you find out how much of a monthly payment you can afford, and the loan amount you can qualify for. We achieve this by reviewing your income and debts, your work and residence circumstances, your funds available for down payment, required reserves, and other considerations. It is a quick, thorough process with minimal risks for papercuts.
One on one
While you can use our tools to calculate mortgage variables on this website, it is essential to meet with us. That way, we'll help you get your pre-qualification letter. Next, we can review your mortgage program options to make sure you have found the right one. Let us get you started: Call us at (203) 729-6681.
Have questions about pre-qualifying? Call us at (203) 729-6681. Amity Mortgage LLC answers pre-qualifying questions every day.