When to Talk to a Mortgage Pro

In the market for a mortgage loan? We'll be glad to talk about our many mortgage solutions! Give us a call today at (203) 729-6681. Ready to get started? Apply Now.

It can be valuable to see a mortgage professional first, even if you haven't settled on what sort of house to look for. Why? If you don't know yet how much house you need to qualify for, what could we do for you?

Pre-Qualify

We will help you find out how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. We can achieve this by considering your income and debts, your employment and housing situations, your funds available for a down payment, required reserves, and other considerations. We will require a minimum amount of paperwork, and avoid a lengthy process.

We will give you a Pre-Qualification Letter when you qualify, which says that we are confident you will qualify for up to a predetermined amount of mortgage loan dollars.

Buying Clout

Some advantages open to you when you've found your dream house, and have pre-qualification power. The first is that you will be sure what you'll be able to afford when determining the offer. More important to the home seller, your pre-qualification is like your having walked into their house with a bag full of cash ready to purchase their home! They will not have to worry that that they're wasting their time if you don't be able to qualify for a big enough mortgage. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to fret over. You can have the sway of a buyer ready to make the deal right now!

We help with your pre-qualification

Our mortgage professionals can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. We achieve this by analyzing your income and debts, your employment and residence circumstances, your available funds for down payment, required reserves, and other considerations. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

It is important to sit down and meet with us, even though you are free to also use the helpful mortgage loan calculator tools on our website. That way, we'll help you get your pre-qualification letter. Next, we can study your loan choices to be sure you are in the best one. Let us get you started: Call us at (203) 729-6681.

Have questions about pre-qualifying? Call us at (203) 729-6681. It's our job to answer pre-qualification questions, so we're happy to help!

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